Methodology dossier

Every number has a source. Every formula is shown.

This page is the receipts drawer: how the calculator scores cars, where each figure came from, and — just as important — what our estimates can’t do.

The scoring engine

How the calculator scores a vehicle

Each vehicle gets five dimension scores (0–100). You rank the five dimensions 1–5; rank 1 gets weight 5, rank 2 gets weight 4, and so on down to weight 1. Total score = the weighted average, 0–100. The calculator shows the full breakdown for every pick — no black box.

DimensionWhat it measuresFormula (0–100)
PriceHow the car fits your budgetWithin budget: 60 + 40 × (1 − price/budget). Over budget: 100 − 150 × overrun/budget (floored at 0). Uses mid-MSRP for new, estimated 5-year-old price for used.
EfficiencyEPA combined economyGas/hybrid: mpg ÷ 50 × 100. Electric: MPGe ÷ 125 × 100. Uses the highest-volume powertrain’s figure.
SafetyCrash-test results5-star NHTSA = 90, 4-star = 75; +10 for IIHS Top Safety Pick+, +5 for Top Safety Pick.
TechTech-to-cost: modern powertrain + safety tech per dollar40% electrification (EV 100 / PHEV 85 / hybrid 70 / hybrid-available 55 / gas 45) + 30% IIHS award (TSP+ 100 / TSP 80 / none 50) + 30% NHTSA stars (5★ 100 / 4★ 80).
ResaleHow well it holds value100 − (5-year depreciation % × 100/65). Uses model-specific iSeeCars figures where published, segment averages otherwise.

Must-have filters (7+ seats, hybrid-or-better, 40+ MPG, pickup bed, under-$35k start, IIHS TSP+, 5-star NHTSA) exclude vehicles that don’t qualify — they’re hard constraints, not suggestions. Passenger count filters on maximum seating.

The invoice estimate

How we estimate dealer invoice

Dealer invoice is the price the dealer theoretically pays the manufacturer. It’s not public — but two of its components are:

  1. Holdback: a manufacturer-to-dealer payment, publicly reported at roughly 1–3% of MSRP depending on brand (Autoblog; Autoblog/TrueCar; dealer explainer). We use the commonly cited brand figure: Ford 3%, GM (Chevrolet/GMC) 3%, Honda 3%, Toyota 2%, Hyundai ~2–3%, Tesla 0% (direct sales, no holdback).
  2. Destination: the delivery charge printed on the window sticker. It’s set by the manufacturer and non-negotiable — and here’s the honest math: destination appears on both the dealer’s invoice and your window sticker, so it cancels out of the invoice-vs-list gap. We show it separately for completeness, using published figures (e.g., 2025 Toyota RAV4 $1,395 per J.D. Power; 2025 Honda CR-V $1,350 per Honda; 2025 Ford F-150 $2,595 per Ford Authority; Tesla $1,390 per ConsumerAffairs).

The formula: estimated invoice = MSRP − (holdback % × MSRP), computed across the MSRP range so you see a band, not a false-precision point. Every figure on the pricing engine is labeled ESTIMATE.

Estimates, not quotes. Real invoices vary by region, incentives, and stair-step programs we can’t see. The estimate tells you roughly how much air is between sticker and dealer cost — it is not an offer, a quote, or a promise of a selling price.

Sources

Every data source, hyperlinked

DatasetSource
2025 U.S. sales, F-SeriesGoodCarBadCar; autoevolution 2025 report
2025 U.S. sales, Silverado / Sierra / Tacomaautoevolution 2025 report; GM Authority
2025 U.S. sales, RAV4Autoblog
2025 U.S. sales, CR-VAmerican Honda (official)
2025 U.S. sales, Model Y / Model 3InsideEVs (Cox Automotive estimate); DriveTeslaCanada
2025 U.S. sales, Equinox / TraxGM Authority; CarBuzz
2025 U.S. sales, TucsonGoodCarBadCar; CarBuzz
2025 U.S. sales, Explorer / Rogue / Grand CherokeeCarBuzz; USA Today; CarBuzz
2025 U.S. sales, Camry / Corolla / Ram 1500 / Crosstrek / Sportage / Forestertop-100 aggregator citing Motor Intelligence
Specs & MSRP: F-150, RAV4, ExplorerEdmunds (F-150); Edmunds (RAV4); Edmunds (Explorer)
Specs & MSRP: SilveradoJ.D. Power
Specs & MSRP: CR-VHonda (official pricing)
Specs & MSRP: Camry, TacomaCarfax (Camry); Carfax (Tacoma)
Specs & MSRP: TucsonCentereach Hyundai (IIHS roundup)
NHTSA ratingsEdmunds; Carfax; vinspectorai (NHTSA data); Jalopnik (Tacoma)
IIHS 2025 awardsAutoblog; kevinsautos (Camry TSP+); Centereach Hyundai (Tucson TSP+); Ford Authority (F-150 2024 TSP)
DepreciationiSeeCars 5-year study (Mar 2026); TFLcar coverage; MotorBiscuit (2025 study)
Holdback methodAutoblog; Autoblog/TrueCar; Liberty CDJR explainer
Destination chargesJ.D. Power; Honda; Ford Authority; ConsumerAffairs
Video reviewsAll embeds use youtube-nocookie and were oEmbed-verified on 2026-10-05; see Best Sellers for per-model credits.
PhotographyAll marquee/card photos are Pexels free-license stock; per-photo source pages are credited under each image.

Limitations

What this data can’t do

  • Tesla figures are estimates. Tesla doesn’t publish U.S. model-level sales; Model Y/Model 3 rows are Cox Automotive estimates.
  • Some rows rest on an aggregator. Camry, Corolla, Ram 1500, Crosstrek, Sportage, and Forester figures come via a top-100 aggregator citing Motor Intelligence — solid, but a step removed from the manufacturer.
  • MSRPs moved through 2025. Mid-year price changes (e.g., Equinox base price raised twice late in the year) mean ranges are indicative, not a fixed price list.
  • Destination charges moved too. The F-150’s went $1,995 → $2,595 for 2025. Always read the window sticker.
  • Invoice is an estimate. Real dealer cost includes regional incentives and stair-step programs we can’t see. The band is directional.
  • Depreciation is backward-looking. iSeeCars measures what happened to 5-year-old cars, not what will happen to 2026s. Segment averages stand in where model-specific figures aren’t published.
  • Used-price estimates are rough. “Estimated 5-year-old price” = mid-MSRP × (1 − 5-yr depreciation). Condition, miles, and region swing real prices thousands either way.
  • Videos can disappear. Review IDs were verified live on 2026-10-05; takedowns happen. Tell us if one breaks.
  • We never scrape. Live market pricing is pulled by hand during your consultation — we don’t scrape dealer or third-party sites, because their terms forbid it.

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